Lifetime Mortgages
You borrow a set amount of money against the value of your home in the form of a mortgage. This is normally in the form of one lump sum, although there are now plans available that will allow you to take it out as you need it. Read more...
Home Reversions
Home reversions involve selling part, or all, of your home to an investment company (called a reversion company) which, in return, will give you a cash lump sum or an income for life and sometimes the option of both. Read more...
Equity Release may involve a Lifetime Mortgage or a Home Reversion Plan. To understand the features and risks please ask for a personalized illustration.
The Spar Equity Release Service is sponsored by Retirement Plus which is an authorised home reversion provider, but which is not authorised to give advice to the public. Retirement Plus has chosen Equity Release Solutions, a specialist adviser in the equity release market, to provide independent advice for all your equity release needs.
Equity Release Solutions Ltd does not charge any up front fees. A fixed charge is paid on completion of an equity release plan. This is currently £595, and the lender will pay Equity Release Solutions a procuration fee (commission) which is retained. Retirement Plus recieves an introduction fee of £100 from Equity Release Solutions.
Equity Release Solutions Limited is an appointed representative of Personal Touch Financial Services Limited, which is authorised and regulated by the Financial Services Authority.
Registered Office: Centrix House, Crow Lane East, Newton Le Willows, WA12 9UY Registered in England and Wales No: 05195106
The guidance within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK
For our advice we can charge a fee of typically £595 paid on completion and we receive commission from the lender.